149.146(2)(b)2. 2. The rate that a standard risk would be charged under an individual policy providing substantially the same coverage and deductibles as the coverage offered under this section.
149.146 History History: 1997 a. 27 ss. 4860c, 4860d; Stats. 1997 s. 149.146; 1997 a. 237.
149.15 149.15 Board of governors.
149.15(1)(1) The plan shall have a board of governors consisting of representatives of 2 participating insurers which are nonprofit corporations, representatives of 2 other participating insurers, 3 health care provider representatives, including one representative of the State Medical Society of Wisconsin, one representative of the Wisconsin Health and Hospital Association and one representative of an integrated multidisciplinary health system, and 3 public members, including one representative of small businesses in the state, appointed by the secretary for staggered 3-year terms. In addition, the commissioner, or a designated representative from the office of the commissioner, and the secretary, or a designated representative from the department, shall be members of the board. The public members shall not be professionally affiliated with the practice of medicine, a hospital or an insurer. At least 2 of the public members shall be individuals reasonably expected to qualify for coverage under the plan or the parent or spouse of such an individual. The secretary or the secretary's representative shall be the chairperson of the board. Board members, except the commissioner or the commissioner's representative and the secretary or the secretary's representative, shall be compensated at the rate of $50 per diem plus actual and necessary expenses.
149.15(2) (2) Annually, the board shall make a report to the appropriate standing committees under s. 13.172 (3) and to the members of the plan summarizing the activities of the plan in the preceding calendar year. The annual report shall define the cost burden imposed by the plan on all policyholders in this state.
149.15(2m) (2m) Annually, beginning in 1999, the board shall submit a report on or before June 30 to the legislature under s. 13.172 (2) and to the governor on the operation of the plan, including any recommendations for changes to the plan.
149.15(3) (3) The board shall do all of the following:
149.15(3)(a) (a) Establish procedures under which applicants and participants may have grievances reviewed by an impartial body and reported to the board.
149.15(3)(c) (c) Collect assessments from all insurers to provide for claims paid under the plan and for administrative expenses incurred or estimated to be incurred during the period for which the assessment is made. The level of payments shall be established as provided under s. 149.143. Assessment of the insurers shall occur at the end of each calendar year or other fiscal year end established by the board. Assessments are due and payable within 30 days of receipt by the insurer of the assessment notice.
149.15(3)(d) (d) Develop and implement a program to publicize the existence of the plan, the eligibility requirements and procedures for enrollment, and to maintain public awareness of the plan.
149.15(3)(e) (e) Establish for payment of covered expenses, a payment rate that is 10% less than the charges approved by the plan administrator for reimbursement of covered expenses under s. 149.14 (3).
149.15(3)(f) (f) Advise the department on the choice of coverage under s. 149.146.
149.15(4) (4) The board may do any of the following:
149.15(4)(a) (a) Prepare and distribute certificate of eligibility forms and enrollment instruction forms to insurance solicitors, agents and brokers, and to the general public in this state.
149.15(4)(b) (b) Provide for reinsurance of risks incurred by the plan, and may enter into reinsurance agreements with insurers to establish a reinsurance plan for risks of coverage described in the plan, or obtain commercial reinsurance to reduce the risk of loss through the pool.
149.15(5) (5) The department may, by rule, establish additional powers and duties of the board.
149.15(6) (6) If any provision of this chapter conflicts with s. 625.11 or 625.12, this chapter prevails.
149.15(7) (7)
149.15(7)(a)(a) The board is not liable for any obligation of the plan.
149.15(7)(b) (b) Members of the board are state officers for purposes of s. 895.46.
149.15 History History: 1979 c. 313; 1981 c. 83; 1987 a. 186, 399; 1991 a. 269; 1997 a. 27 ss. 3027m, 3027r, 4861 to 4878; Stats. 1997 s. 149.15.
149.16 149.16 Plan administrator.
149.16(1)(1) The fiscal agent under s. 49.45 (2) (b) 2. shall administer the plan.
149.16(3) (3)
149.16(3)(a)(a) The plan administrator shall perform all eligibility and administrative claims payment functions relating to the plan.
149.16(3)(b) (b) The plan administrator shall establish a premium billing procedure for collection of premiums from insured persons. Billings shall be made on a periodic basis as determined by the department.
149.16(3)(c) (c) The plan administrator shall perform all necessary functions to assure timely payment of benefits to covered persons under the plan, including:
149.16(3)(c)1. 1. Making available information relating to the proper manner of submitting a claim for benefits under the plan and distributing forms upon which submissions shall be made.
149.16(3)(c)2. 2. Evaluating the eligibility of each claim for payment under the plan.
149.16(3)(c)3. 3. Notifying each claimant within 30 days after receiving a properly completed and executed proof of loss whether the claim is accepted, rejected or compromised.
149.16(3)(e) (e) The plan administrator, under the direction of the department, shall pay claims expenses from the premium payments received from or on behalf of covered persons under the plan. If the plan administrator's payments for claims expenses exceed premium payments, the board shall forward to the department, and the department shall provide to the plan administrator, additional funds for payment of claims expenses.
149.16 History History: 1997 a. 27 ss. 3030, 3031, 4882 to 4884c, 4886.
149.165 149.165 Reductions in premiums for low-income eligible persons.
149.165(1)(1) Except as provided in s. 149.146 (2) (a), the department shall reduce the premiums established under s. 149.11 in conformity with ss. 149.143 and 149.17, for the eligible persons and in the manner set forth in subs. (2) and (3).
149.165(2) (2) If the household income, as defined in s. 71.52 (5) and as determined under sub. (3), of an eligible person is equal to or greater than the first amount and less than the 2nd amount listed in any of the following, the department shall reduce the premium for the eligible person to the rate shown after the amounts:
149.165(2)(a) (a) If equal to or greater than $0 and less than $10,000, to 100% of the rate that a standard risk would be charged under an individual policy providing substantially the same coverage and deductibles as provided under the plan.
149.165(2)(b) (b) If equal to or greater than $10,000 and less than $14,000, to 106.5% of the rate that a standard risk would be charged under an individual policy providing substantially the same coverage and deductibles as provided under the plan.
149.165(2)(c) (c) If equal to or greater than $14,000 and less than $17,000, to 115.5% of the rate that a standard risk would be charged under an individual policy providing substantially the same coverage and deductibles as provided under the plan.
149.165(2)(d) (d) If equal to or greater than $17,000 and less than $20,000, to 124.5% of the rate that a standard risk would be charged under an individual policy providing substantially the same coverage and deductibles as provided under the plan.
149.165(3) (3)
149.165(3)(a)(a) Subject to par. (b), the department shall establish and implement the method for determining the household income of an eligible person under sub. (2).
149.165(3)(b) (b) In determining household income under sub. (2), the department shall consider information submitted by an eligible person on a completed federal profit or loss from farming form, schedule F, if all of the following apply:
149.165(3)(b)1. 1. The person is a farmer, as defined in s. 102.04 (3).
149.165(3)(b)2. 2. The person was not eligible to claim the homestead credit under subch. VIII of ch. 71 in the preceding taxable year.
149.165(4) (4) The department shall reimburse the plan for premium reductions under sub. (2) and deductible reductions under s. 149.14 (5) (a) with moneys from the appropriation under s. 20.435 (5) (ah).
149.165 History History: 1985 a. 29; 1987 a. 27; 1987 a. 312 s. 17; 1991 a. 39; 1997 a. 27 ss. 4889 to 4894; Stats. 1997 s. 149.165.
149.17 149.17 Contents of plan. The plan shall include, but is not limited to, the following:
149.17(1) (1) Subject to ss. 149.143 and 149.146 (2) (b), a rating plan calculated in accordance with generally accepted actuarial principles.
149.17(2) (2) A schedule of premiums, deductibles and coinsurance payments which complies with all requirements of this chapter.
149.17(3) (3) Procedures for applicants and participants to have grievances reviewed by an impartial body.
149.17(4) (4) Cost containment provisions established by the department by rule, including managed care requirements.
149.17 History History: 1979 c. 313; 1983 a. 27; 1987 a. 27; 1991 a. 39; 1997 a. 27 ss. 4896 to 4900; Stats. 1997 s. 149.17.
149.175 149.175 Waiver or exemption from provisions prohibited. Except as provided in s. 149.13 (1), the department may not waive, or authorize the board to waive, any of the requirements of this chapter or exempt, or authorize the board to exempt, an individual or a class of individuals from any of the requirements of this chapter.
149.175 History History: 1991 a. 39; 1997 a. 27 s. 4901; Stats. 1997 s. 149.175.
149.18 149.18 Chapters 600 to 645 applicable. Except as otherwise provided in this chapter, the plan shall comply and be administered in compliance with chs. 600 to 645.
149.18 History History: 1979 c. 313; 1981 c. 314; 1997 a. 27 s. 4902; Stats. 1997 s. 149.18.
149.20 149.20 Rule-making in consultation with board. In promulgating any rules under this chapter, the department shall consult with the board.
149.20 History History: 1997 a. 27.
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This is an archival version of the Wis. Stats. database for 1997. See Are the Statutes on this Website Official?